Privacy Notice The First National Bank of Sandoval

Privacy Notice

FACTS

WHAT DOES THE FIRST NATIONAL BANK OF SANDOVAL DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and payment history
transaction history and credit history
account transactions and account balances

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons First National Bank of Sandoval chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First National Bank of Sandoval share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does First National Bank of Sandoval share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes - to offer our products and services to you	Does First National Bank of Sandoval share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For joint marketing with other financial companies	Does First National Bank of Sandoval share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates' everyday business purposes information about your transactions and experiences	Does First National Bank of Sandoval share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates' everyday business purposes information about your creditworthiness	Does First National Bank of Sandoval share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates to market to you	Does First National Bank of Sandoval share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does First National Bank of Sandoval share? No	Can you limit this sharing? We don't share

Questions?

Call 618-247-3318 or go to https://www.fnbofsandoval.com

Who we are
Who we are Who is providing this notice?	The First National Bank of Sandoval

What we do
What we do How does First National Bank of Sandoval protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What we do How does First National Bank collect my personal information?	We collect your personal information, for example, when you open an account or show your driver's license apply for a loan or show your government-issued ID make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What we do Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does First National Bank of Sandoval protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What we do

How does First National Bank collect my personal information?

We collect your personal information, for example, when you

open an account or show your driver's license
apply for a loan or show your government-issued ID
make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. The First National Bank of Sandoval does not share with our affiliates.
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. The First National Bank of Sandoval does not share with nonaffiliates so they can market to you.
Definitions Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The First National Bank of Sandoval doesn't jointly market.

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